August is Sorted Money Month — a nationwide campaign dedicated to helping New Zealanders boost their money skills and feel
more confident about their financial future.
At Age Concern Auckland, we know that financial wellbeing plays a huge role in living well as we get older. Whether you’re on a fixed
income, supporting whānau, or planning for the years ahead, small money moves can make a big difference.
Here are some practical tips to help you make the most of your money — starting today.
Those “rainy days” are often more like sudden storms — car repairs, vet bills, or unexpected health costs can hit without warning. Having an emergency fund means you won’t need to borrow in a hurry or dip into your KiwiSaver early.
Credit cards, payday loans, and Buy Now Pay Later can seem helpful in a pinch — but high interest and late fees can quickly snowball into long-term debt.
It’s easy for small expenses to add up — unused subscriptions, multiple streaming services, or a daily café coffee can eat into your budget.
If you’re still contributing to KiwiSaver, make sure your fund type matches your stage of life. Older members may prefer lower-risk funds to protect savings from big market swings, while others might choose balanced funds for moderate growth.
With rising living costs, shopping smart is more important than ever.
Many older Aucklanders miss out on help they’re eligible for — sometimes simply because they don’t know it exists.
Insurance premiums, car registration, and annual health expenses can cause financial stress if you haven’t set money aside.
You don’t need to tackle everything at once — even one small change can improve your financial security over time. During Sorted Money Month, take a moment to review your situation and make a plan that works for you.
For more tools and tips, visit Sorted.org.nz or contact Age Concern Auckland for advice and support tailored to older Aucklanders.